Industry Expertise

BFSI Cybersecurity Services

Financial institutions are the most targeted organisations on earth. We provide specialised cybersecurity advisory, compliance, and technical testing services purpose-built for the regulatory complexity and threat severity of the BFSI sector.

RBI
SEBI Compliance
PCI-DSS
v4.0 Certified
SWIFT
CSP Testing
VAPT
BFSI Specialist
The BFSI Security Challenge

Financial Institutions Face the Most Sophisticated and Persistent Attackers on the Planet

The BFSI sector faces a uniquely challenging combination: financially motivated criminal groups deploying sophisticated attack techniques, nation-state actors targeting payment infrastructure for strategic disruption, insider threats from privileged users with direct access to customer funds, and an increasingly complex regulatory burden demanding demonstrable governance.

Generic cybersecurity consulting does not work in financial services. The regulatory requirements are specific, the threat actors are specialised, and the impact of a security failure — financial loss, regulatory sanction, reputational damage, and loss of customer trust — is immediately material to the institution's viability.

Financial services is the most targeted sector globally — 23% of all cyberattacks (IBM X-Force)
Average financial services breach cost: $6.08M — 28% above the global average
RBI issued 9 cybersecurity advisories to banks in 2025 — each requiring board-level response

RBI/SEBI Compliance

Structured assessment and remediation against applicable RBI and SEBI cyber requirements

VAPT

Targeted penetration testing of banking apps, payment infra, and core banking systems

PCI-DSS

End-to-end PCI-DSS v4.0 compliance services for processors and merchants

Third-Party Risk

Vendor security assessment aligned to RBI outsourcing and third-party risk guidelines

Our Methodology

5-Phase BFSI Security Engagement Model

A regulatory-anchored, threat-informed engagement model designed specifically for the BFSI sector's unique compliance and security requirements.

01

Regulatory Landscape Mapping

We map your specific regulatory obligations across RBI Master Directions, SEBI cybersecurity circulars, IRDAI IT guidelines, DPDP Act, and any international frameworks (PCI-DSS, SWIFT CSP) applicable to your entity type and operations.

02

Current Security Posture Assessment

A comprehensive assessment of your existing security controls against the applicable regulatory requirements and industry threat landscape — identifying the specific gaps posing operational and compliance risk.

03

VAPT & Attack Simulation

We conduct targeted penetration testing of your internet-facing banking applications, payment infrastructure, mobile banking platforms, and internal networks — replicating the techniques used by financially-motivated threat actors.

04

Remediation Roadmap & Risk Prioritisation

A prioritised remediation plan aligned to regulatory urgency and business risk — giving your technology and compliance teams a clear, sequenced path to remediation.

05

Regulatory Reporting & Ongoing Assurance

We prepare your regulatory compliance documentation, support responses to supervisory enquiries, and provide ongoing quarterly assurance testing to demonstrate continuous compliance to your board and regulators.

BFSI Security Services

Comprehensive Security Services for Financial Institutions

From regulatory compliance assessments to specialised penetration testing — our BFSI services cover every dimension of financial sector security requirements.

RBI & SEBI Compliance Assessment

Structured assessment against RBI Master Directions on IT Framework, Cyber Security Framework for Banks, and SEBI cybersecurity and cyber resilience framework — with gap analysis and compliance roadmap.

BFSI Penetration Testing

Targeted penetration testing of banking applications, payment gateways, core banking systems, mobile banking apps, and SWIFT infrastructure — designed for the specific threat landscape of financial services.

Payment Security & PCI-DSS

Comprehensive PCI-DSS compliance services — gap assessment, remediation advisory, network segmentation review, and preparation for QSA audits for payment processors, card networks, and merchants.

API Security Testing

Security testing of Open Banking APIs, UPI integrations, and third-party fintech APIs — identifying authentication weaknesses, authorisation bypass vulnerabilities, and data exposure risks.

Third-Party & Vendor Risk Assessment

Evaluating the security posture of critical fintech vendors, payment processors, and technology service providers against RBI's outsourcing guidelines and your internal third-party risk standards.

Fraud Detection Architecture Review

Assessment of your fraud detection and prevention systems — evaluating detection logic, alert thresholds, ML model bias, and response workflows against authorised push payment and account takeover threats.

Why Adayptus

BFSI Security Specialists. Not Generalists.

Financial services security requires specialists who understand the regulatory landscape, the threat actors, and the operational constraints of regulated institutions — not consultants who apply a generic security methodology.

Regulatory Deep Expertise

Our advisors have directly supported banks, NBFCs, and brokerages through RBI and SEBI regulatory inspections and supervisory communications.

BFSI Threat Intelligence

Access to current threat intelligence on the financially motivated threat actors and attack patterns specifically targeting Indian and global financial institutions.

End-to-End Coverage

From core banking to mobile apps, payment infrastructure to Open Banking APIs — we cover the full technical estate of a modern financial institution.

Audit-Ready Deliverables

All deliverables are structured for regulatory presentation — designed to satisfy the evidence requirements of supervisory visits and formal compliance assessments.

Regulatory Frameworks & Standards We Work With

RBI IT Framework
RBI Cyber Security Framework
SEBI CSCRF
IRDAI IT Guidelines
PCI-DSS v4.0
SWIFT CSP
DPDP Act 2023
ISO 27001
FAQs

Frequently Asked Questions

Everything you need to know about BFSI cybersecurity services

Get Started

Secure Your Financial Institution with BFSI Specialists

Whether you need to address an RBI compliance requirement, harden your digital banking infrastructure, or prepare for a supervisory visit — our BFSI security specialists are ready to help.

Get in Touch

Ready to secure your future? Reach out to us for a consultation.